Asia's two great stopover cities are efficient, card-friendly and expensive, yet each still has corners where cash wins. Order your travel money before the trip from a commission-free provider such as Travel FX and the stopover needs no admin at all.
Singapore's hawker stalls remain largely cash-based despite the city's gloss, and Hong Kong's markets, minibuses and dai pai dongs are much the same.
Singapore and Hong Kong dollars are different currencies, so an itinerary touching both needs a small amount of each.
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